Gracia Kibinda | SwiftBrokers

FSRA# 12728

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647-907-7708

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Your Trusted Partner
in Mortgage Solutions

Gracia Kibinda

Mortgage Agent - Level 1

About Me

Hi, I'm Gracia, your mortgage expert.

With my strong background in customer service and commitment to meeting deadlines, I go above and beyond to ensure all my clients' needs are met, no matter the challenge.

Whether you're a first-time homebuyer or a current home owner and looking to purchase, refinance or renew your mortgage, I'll leverage my extensive network of lenders to secure the best rates for you. I'm committed to helping you get the approval you deserve, no matter your situation.

Languages: English, French

Key Benefits

Market Leading Rates

I shop for market leading rates from dozens of lenders so you don't have to.

Tailored Solutions

I customize mortgage solutions for your unique needs. Whether you're a first-time buyer, self-employed, new to Canada, or a rental investor, I'll find the perfect fit for your situation.

Mortgage Boost

With me, you will have access to non-conventional lenders that will make it easier to get approved with higher loan amounts, even with lower credit.

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Solutions

Purchase

From pre-approval to closing day, I'll navigate you through every step of your home purchase, ensuring you get a smooth transaction.

Refinance

Whether you're looking to lower your payments, consolidate debt, or access your home equity, I'll guide you to the best option for your needs.

Renewal/Transfer

Don't just accept your bank's renewal offer. I'll compare rates across multiple lenders to ensure you're getting the best deal.

Debt Consolidation

Through mortgage refinancing, I'll help you consolidate your debts into one manageable payment with a lower interest rate.

Self-Employed

Business owners have unique income situations. With access to specialized lenders, I'll help you get approved, regardless of how you structure your business income.

New to Canada

Recently moved to Canada? I'll help you access special mortgage programs making your dream of homeownership possible.

Bank Decline

Just because the bank said no, doesn't mean you're out of options. With access to specialized lenders, I'll help find you a solution that works for you.